KinnowKinnow
Sign in
The AI-native Enterprise Reasoning Platform for India

Run your whole company on one ERP. Ask it anything.

Sales, buying, stock, accounts, payroll and GST in one place. Agents do the routine work; a person approves what matters. No licence fee, no per-user fee.

0licence fees
0per-user fees
2 weeksto first results
284agents at work
Ask KinnowLive capture
Kinnow's Ask box answering 'Which customers have overdue invoices, and how much is outstanding?' with a bar chart of outstanding by customer, led by Vijaya Steel Traders at 21.67 lakh rupees, and a 'Draft reminders for these customers' action.
Recorded in the product, on sample data: an owner asks which customers have overdue invoices and gets the amounts as text and a chart, with a button to draft reminders for a person to approve.
What you get

Not an ERP with AI added on. AI built in from day one, working hand in hand with your team.

AI that works with your team

Built so an AI assistant can work beside your people. It reads every record, answers in seconds, does the routine work and asks before anything important.

Compliance at the core

Tax, labour and privacy rules are built into every transaction, not checked at the end of the month.

Changes within a day

Ask for a change in plain words. Kinnow's change agent works out what is involved, builds and tests it. You agree it first.

Bring your own agents

Create agents for your own processes by describing them. They follow the same permissions and approvals as your team.

No other software to buy

CRM, HR, helpdesk, documents, e-signature and reports are part of Kinnow, on one set of records.

Nothing per user

No licence fee and no per-user fee. Everyone in the business gets a login.

See every application →

ERP, redefined

Enterprise Resource Planning kept the books. An Enterprise Reasoning Platform helps run the business.

Kinnow keeps the same records as any ERP. Then it reads them: it answers questions, does the routine work and tells you what needs you. A person still approves what matters.

An ERP keeps the booksKinnow helps run the business
A supplier bill arrivesSomeone keys it in and hopes it matches the orderRead, matched to the order and the goods receipt, and held with a reason if anything differs
You want to know who owes youAsk accounts for a report and waitAsk in plain words; the answer and the records behind it appear in seconds
Payment is lateSomeone remembers to chase itA reminder is drafted, firmer as it gets later, and waits for a person to approve it
Something is going wrongYou find out at month-endIt tells you today, with the reason: sales dipping, stock running out, a bill that breaks its contract
You need it to work differentlyA consultant projectAsk in plain words; agreed with you, delivered in short cycles
The technology underneathShow the five systems
Records

Numbers and documents, together

Sales, purchases, stock, accounts and payroll sit on one set of records, with your contracts, policies and scans filed beside them.

Agents

Work handed back, not done behind your back

284 agents draft the routine work inside limits you set. Each hands its work back with its reasons. Kinnow's own small models (Instinct) settle everyday calls in a fraction of a second.

Answers

Answers with its reasons

Ask in plain words. Kinnow reads your records and documents, only what you may see, and shows the answer, the chart and its sources.

Conversations

Every conversation on its record

Messages, mail and meetings are kept on the invoice, order or customer they concern, each ending in a recorded decision.

Learning

Gets better with use

Every approval and correction teaches the agents. Ask for a change in plain words and it is agreed with you first.

Trust layer

Privacy, approvals and a record of everything

Veil, our privacy layer, holds back bank, tax and ID numbers and swaps names for placeholders before an AI call. It covers Ask Kinnow and most agents today; the rest are being added. By default, nothing is filed, paid or posted without a person. Every action is recorded. Each company account is hosted in its region: India accounts in India, and each other edition in its own region when it launches. We do not launch a country without its data residency in place. Where a provider processes data outside India, it is done in line with the DPDP Act. See controls and audit.

How the platform works → · Trust and privacy → · Controls and audit →

Applications

49 applications. One set of records.

Sales to payroll to property, in 8 families. Start with one need and switch on the next in a day: same records, same login, no new licence.

8 application families around one set of records (customers, suppliers, items, ledger, people), with 284 agents working across all of them.

284 agents work across all of them

Each step reads and writes the same records, so nothing is keyed twice and every number traces back to where it came from.

Engagement to filing

  1. Engagement accepted
  2. Work and timesheets
  3. Return filed
  4. Bill raised
  5. Payment received
  6. Posted to the books

See all 49 applications →

Processes

Best-practice processes for your industry. Built in on day one.

Kinnow comes with how work should flow in your sector, from order to collection to month-end close. Every step has an owner, every hand-over has a clock, and every written procedure prints in a click.

app.kinnow.ai · Processes
Order to collection, by department: each step, its owner, and the hand-offs Kinnow watches and flags if late.
EnforcedBacked by an approval or a limit you switch on. The record cannot move past it.
A note for your teamGuidance shown on the step. Kinnow says plainly that it is not enforced.
Watched hand-offA clock on the hand-over between departments, flagged when it runs late.
  • Print any process, or create a written procedure from it
  • See it by department or by role
  • Change who approves a step; a stricter rule can run as a trial first
  • Open an order or a project and see which step it is on and who holds it

See the processes

AI built into the ERP

Ask it anything. Get the answer in seconds.

Every screen has one box. Ask the way you would ask your finance head. Kinnow reads your records and documents, answers in seconds, draws the chart and shows its sources, only from what you may see.

Tap a question to see how Kinnow answers it.

How Ask works →
app.kinnow.ai/analytics/kpi-dashboard
Key figures refresh hourly, with the reasons behind every warning.
See the product

Watch it do the work. In seconds.

Pick a job. Drafting a quotation is recorded in the product; the others replay the same jobs with sample data.

Service · ticket triageIllustration · sample data
New ticket · Room 304
AC leaking water since morning, guest complaining.
SuggestedMaintenance - HVAC · Priority: High
Why: water leak from an AC unit in an occupied room
AcceptDismiss
Accepted · response clock: 1 hour
AI agents

The routine work, done for you.

284 agents draft quotes, plan reorders, catch supplier overcharges, check payroll and close the books. By default, nothing is filed, paid or posted without a person, and reminders go out only after a person approves them.

Sell

Quote Writer

Drafts a quotation or sales order from an enquiry written in everyday words, or from a customer's purchase order (PO) document.

Helps: Sales executive
Buy

Reorder Planner

Recommends how much to reorder and when. It skips an item that already has a draft reorder open, and it never raises a PO by itself.

Helps: Procurement officer
Buy

3-way match

Matches the purchase order (PO), the goods receipt and the supplier's bill line by line, and holds the bill until any difference is sorted out.

Helps: Accounts executive
People

Payroll Engine

Works out monthly India payroll: PF, ESI and Section-192 TDS, for a finance approver to sign off. Professional tax for 5 states: Maharashtra, Karnataka, Telangana, Tamil Nadu and West Bengal.

Helps: HR & payroll executive
Maintain

PM Scheduler

Raises the preventive work orders that fall due each morning at 6 am and groups them into day routes.

Helps: Facility / maintenance engineer
Sell + Account

Collections

Drafts overdue reminders and steps them up according to how many days a payment is actually late. By default, a person approves each reminder before it goes out. You can choose to let reminders below a limit you set go out on their own.

Helps: Collections executive
Stock

Slow-mover Detector

Finds stock that has not moved for a set number of days and ranks it by the money tied up in it.

Helps: Store / warehouse supervisor
Account

Close Checklist

Runs the twelve period-close checks, helps clear the ones holding up the close and drafts the commentary on variances. A person confirms the close.

Helps: Accounts executive

Meet the agents →

The only software you need

Replace a stack of tools with one ERP.

Tap the tools you pay for today. In Kinnow they share one customer list, one login and one AI that can see across all of them.

What separate tools costA licence for each, a fee for every extra user, an add-on for each new application, someone to connect them, and staff time re-keying data between them.
What Kinnow asksNo licence fee and no per-user fee. All 49 applications are included, so a new need is not a new purchase and nothing needs joining up. More are being built.
6tools retired
6logins gone
5extra copies of your customer list

Tap what you use today. Each becomes part of one record, with one agent that can see across all of it, and no separate licence.

Works with what you use

Keep the software you have. Kinnow works alongside it.

Most businesses do not switch everything on day one. Kinnow connects to your sales, payroll and support tools while you move. For accounting, we move you across at a month-end.

Ready today

24+ ready-made connections

Set up with you and tested. Pick the kind of software you use:

  • Accounting packages
  • Sales and customer tools
  • Payroll and HR systems
  • Support-desk and project tools

Plus GST e-invoices and e-way bills, UPI on every invoice, bank statements, e-signature, Gmail and Outlook, Drive and SharePoint, and WhatsApp.

See all by name
Growing

More are being built

The list grows with what customers ask for. If yours is not on it, tell us. Meanwhile a spreadsheet upload brings your records in, and our team can link tools that allow it.

  • Tell us the tool and we will say when it can be connected
  • Bring records in from a spreadsheet today
  • Linked by our team where the tool allows it
Your industry

Set up for your industry on day one.

Every industry starts with the right applications, agents and your team's own words. Not listed? Tell us, and we set Kinnow up for the way you work.

We don't disrupt your business

Fix what hurts first. Add the rest at your pace.

1

Bring your data across

Your current system keeps running. Go-live waits until the trial balance matches.

2

Solve two or three problems in about two weeks

Collections, stock or GST matching, whichever costs you most today.

3

Bring in the rest when you are ready

One team, branch or company at a time, without stopping the business.

Need it to work differently later? Ask for a change in plain words. Most changes are live within a day; larger ones are agreed with you and delivered at a fixed date. How we move fast →

app.kinnow.ai/sales
Quotations converting, revenue this period and what is still outstanding, in one view.
On your phone, in your language

Run the business from your pocket.

The Kinnow mobile app launches in November 2026. Few ERPs are built to run a business from a phone. Kinnow's app does the work: ask a question, approve what an agent drafted, log a visit.

  • Mobile app, November 2026. Approvals, questions and field work from your phone.
  • English and Hindi today. Arabic, right to left, arrives with the UAE and Saudi Arabia edition in December 2026.

Tell us the language you need

We open new languages in the order customers ask for them. Tell us yours when you request a demo.

Pricing

Costs less than most ERPs. At every size.

From a ten-person CA practice to a group of companies, there is no licence fee and no per-user fee. Priced against the ERPs businesses usually compare us with, Kinnow costs less than most of them at every size from 10 to 1,000 people. The figures below are for a CA practice.

76-89%less than the well-known mid-market ERPs
61-79%less than the cheapest plan that gives every employee a login
0per-user fees, ever

What you pay for

  • Setup one time, to bring your data across and set Kinnow up for your business.
  • Kinnow Cloud a flat fee set by the size of your business, with everyone in the company logged in.
  • Agent packs pay for the work agents do. Credits refresh every month, and top-ups last 12 months.
  • Customisation when you want Kinnow to work differently, our change agent builds it, agreed with you in writing first.

The software, every application, every user and building your own agents are free. Your whole company uses AI in its own account.

List prices gathered in September and October 2026; CA practice; see the pricing page for how we worked it out.

See the comparison

Compliance and trust · India

GST in the ledger. Your data in your control.

Everything runs on your controls. Nothing is automatic until you switch it on.

GST, IRN e-invoice, e-Way bill, GSTR-1/3B, GSTR-2B matching, TDS and India payroll - our deepest country setup. E-invoice, e-Way bill and GST portal links connect once your credentials are added.

In use today
  • Off by default: every automatic filing, payment or posting.
  • Your limits. Routine messages such as payment reminders are drafted for you and go out only after a person approves them. Everything else waits for you too.
  • Every suggestion shows its reasons and its confidence, and can be undone.
  • Your access. The AI sees only what the person asking is allowed to see.
  • No guessing. If the data isn't there, Kinnow says so instead of making up an answer.
  • Recorded. Outside AI calls are recorded: what was sent and what was held back. An agent's call that can't be recorded doesn't run.
app.kinnow.ai/compliance
GST returns, e-invoices, e-way bills and every deadline in one place.
Questions

Straight answers.

Is Kinnow really the only software we need?

For running the company, it aims to be: finance, sales, buying, stock, people, compliance, property, maintenance, service, marketing, documents, conversations, e-sign and analytics on one record. Specialist layers such as CCTV analytics or building systems plug in as partners.

Is there a licence fee?

There is no licence fee for the ERP or any application, and nothing per user, application, transaction or GB. A Kinnow partner sets one fixed price around your size and the work agents do.

Can we migrate from our current accounting software?

Moving your data is a one-time, quoted service. The common accounting packages come across with ready-made import tools, and nothing goes live until the trial balance matches. The chart of accounts and opening balances import from your current accounting software. Earlier history can be brought across as part of the quoted migration.

How long does implementation take?

We bring your data across and solve two or three problems first, typically in about two weeks; the rest follows at your pace. If you have several branches or companies, we move one at a time, and we move your accounting across at a month-end. You can also connect your existing tools first and move across later.

Can I ask questions in plain English?

Yes. Ask Kinnow answers over your records and documents within your access, and shows its reasons. It comes with Kinnow Cloud; Analytics adds saved dashboards and intelligence rooms.

Can an agent post a journal or file a return without a person?

Not by default. Agents draft and a person approves. Your administrator can let a specific step run on its own, with a limit, and every automatic action is recorded. GST returns are always filed by a person on the GST portal.

All questions →

Tell Kinnow about your business.

Tell us in a sentence. Kinnow drafts a starting plan and a person follows up.